Ann Jenkins - Insuring Your Business

Understanding The Coverage Your Homeowners Policy Offers

25 May 2023
Categories: Insurance, Blog

Most homeowners understand the basics of home insurance, including its coverage for your home's structure and your belongings. However, many homeowners lack an in-depth understanding of the finer details of those policies. This can leave you missing out on important coverage elements in the event of a claim. Understanding some of the nuances of home insurance coverage can help ensure that you get the reimbursement that you deserve. Here are a few of the lesser-known coverage options that might be included in your policy. Read More

A Guide To Renters Insurance: All You Need To Know

6 April 2023
Categories: Insurance, Blog

Renting a home or apartment is a popular housing choice for many people, providing flexibility and convenience. However, just like homeowners, renters also face risks such as theft, damage, or liability. That's where renters insurance comes in. This article will explore the benefits and importance of renters insurance services, and why every renter should consider obtaining this valuable coverage. What Is Renters Insurance? Renters insurance is a type of insurance policy designed to protect tenants from financial losses associated with unexpected events that can occur while renting a home or apartment. Read More

How Aspects Of Your Insurance History Affect Your Current Coverage

15 February 2023
Categories: Insurance, Blog

Insurance companies evaluate your insurance history before selling you coverage. The evaluation is critical because companies use past statistics to predict future behavior. Below are specifics of your insurance company that may affect your current application. Coverage Existence Your past coverage serves several purposes. For example, it confirms to the insurance company that other carriers evaluated your risks and considered you worthy of insurance. Secondly, it signifies that you are a responsible person who felt it necessary to buy insurance coverage. Read More

How NFIP Flood Insurance Differs From Excess Flood Insurance

13 January 2023
Categories: Insurance, Blog

If you want to purchase a home in a flood-prone area, you need flood insurance coverage. This insurance cover protects you during floods and the person who will provide your mortgage. Here are some distinctions between NFIP insurance and excess flood insurance. What Are the Requirements for Flood Insurance? Flood insurance applies to homeowners living in flood-hazard areas. Basic flood insurance covers the cost of rebuilding your home, the remaining mortgage, and the NFIP insurance coverage limit of $250,000. Read More

Lower Your Truck Insurance Rates By Hiring The Right Drivers

6 December 2022
Categories: Insurance, Blog

If you own a commercial trucking fleet, you already know that maintaining truck insurance is a necessary part of the operation. But while you must pay your truck insurance premium to stay in business, that doesn't mean there aren't opportunities to lower the amount that you have to pay. One of the best ways to get a better rate is to start paying closer attention to the background of the drivers your company hires. Read More

About Me

If you are like most people, you might not think that anyone would ever come after your business. Unfortunately, more business owners than ever before are dealing with the struggles involved with defending their businesses, which is why I started focusing carefully on finding the perfect insurance policy. I wanted to go through and make sure that my company was protected properly, just in case anything weird happened down the road. This blog is all about the benefits of having your business insured, as well as other great tips for business owners. Check out this blog to learn more than ever on insurance.