Liability Insurance - InsureYourCompany

The Value of having Employer’s Liability Insurance

Dan Levenson — Wed, 28 Aug 2019 15:34:31 +0000

The Value of Employer’s Liability Insurance – When Workers’ Compensation Isn’t Enough Do you own or run a business? If you’re like many business owners, you may think that all work-related injuries are covered by workers’ compensation benefits. However, sometimes there are exceptions. That’s why employer’s liability insurance is needed. Here’s what you need to […]

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What You Need to Know About General Liability Insurance

Dan Levenson — Tue, 17 Apr 2018 18:28:21 +0000

Do you run a small business? If so, you know that every day, your company is at risk for potential lawsuits. That’s why is so critical that you have a general liability insurance policy. Just about any type of business needs general liability insurance for covering medical costs and attorney’s fees resulting from property damage […]

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What Does “Minimum Earned Premium” Mean?

Dan Levenson — Tue, 01 Nov 2016 14:20:08 +0000

There are many reasons a business may want to cancel their policy prior to the expiration date, but no matter the reason, a policy holder can cancel the policy at any time. Most insurance policies are issued on an annual term. 12 months is standard for commercial insurance policies. If the policy is no longer […]

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Do You Need Home-Based Business Insurance?

Dan Levenson — Tue, 25 Oct 2016 14:00:50 +0000

If you’ve just started running a small business out of your home, you might not know about the advantages of home-based business insurance. Many entrepreneurs believe their homeowners’ insurance will also cover their home-based businesses. However, this is not always the case. Most homeowners’ policies exclude home-based businesses. That means you won’t be covered for lost […]

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What Employer’s Liability Insurance Can Do For Your Company

Dan Levenson — Tue, 22 Mar 2016 16:58:04 +0000

Suppose an employee of your company develops arthritis from doing repetitive tasks, but the state you live in does not recognize arthritis as an injury covered by workers’ compensation. Thus, your business is left open to a claim from the employee that could cost you significantly, or the employee is left with no recourse to […]

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Retroactive Dates In Liability Insurance: 3 Things You Need To Know

Dan Levenson — Tue, 08 Mar 2016 16:00:47 +0000

In the past, the liability insurance that many small businesses carried was occurrence coverage. This means that when someone filed a claim against the business for an event that occurred while an active policy covered the business, that claim would be processed, even if the policy was no longer active by the time the person made the […]

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Workplace Safety Tips: Preventing Accidents and Insuring Your Company

Dan Levenson — Tue, 23 Feb 2016 21:41:57 +0000

Sometimes accidents are impossible to avoid. But that doesn’t mean there aren’t precautions that you, as a business owner, can take to ensure the safety of your employees. When thinking about workplace safety, there are a number of things you can do to prevent accidents at your business. It is also important to make sure […]

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6 Common Myths About Commercial Auto Insurance

Dan Levenson — Tue, 08 Dec 2015 21:48:30 +0000

Commercial auto insurance is an insurance policy consisting of physical damage, liability, and other optional coverage to protect a business from loss while operating a vehicle in the course of conducting business. It is important for business owners to understand the difference between a personal auto policy and a commercial auto policy. It stands to […]

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What Is Liquor Liability Insurance And Do You Need It?

Dan Levenson — Tue, 11 Aug 2015 16:10:55 +0000

There are many eating establishments who don’t want to deny their customers the enjoyment of having a cocktail with their meal. Such restaurants choose to run what is referred to as a Bring Your Own Booze (BYOB) operation. In doing so, they avoid the administrative and regulatory framework associated with obtaining and holding a liquor license, not to mention the […]

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