{"id":3594,"date":"2016-09-15T11:55:36","date_gmt":"2016-09-15T15:55:36","guid":{"rendered":"https:\/\/www.insureyourcompany.com\/?p=3594"},"modified":"2016-09-15T11:55:36","modified_gmt":"2016-09-15T15:55:36","slug":"5-must-have-insurance-policies-for-cleaning-businesses","status":"publish","type":"post","link":"https:\/\/insureyourcompany.com\/blog\/5-must-have-insurance-policies-for-cleaning-businesses\/","title":{"rendered":"5 Must-Have Insurance Policies For Cleaning Businesses"},"content":{"rendered":"

There are many stories out there about cleaning services being sued due to damages allegedly caused by workers on the job . If you own a cleaning business, these kinds of lawsuits are just one example of why you need cleaning services insurance<\/a>.<\/p>\n

Your business no doubt takes you to countless places so you can keep businesses, schools, and\/or private residences spotless. Any suit against you claiming that you or your employees caused property or bodily harm is expensive to defend, whether or not it has any basis. Fighting even a frivolous suit is time-consuming and financially draining.<\/p>\n

The following kinds of insurance are helpful for cleaning businesses and janitorial services.<\/p>\n

1. General Liability Insurance<\/h2>\n

General liability insurance<\/a> can protect you against claims of bodily injury, one of the most expensive lawsuits to defend against. You could ending up owing a lot of money if someone claims he or she slipped on a floor that you or an employee cleaned. You could potentially suffer millions of dollars in damages\u2014a terrifying prospect for any business owner.<\/p>\n

General liability insurance can pay for medical damages, funeral expenses, court costs, settlement expenses, and more. It can also pay for property damage claims, libel or slander claims, and copyright or brand infringement allegations.<\/p>\n

2. Workers Compensation Insurance<\/h2>\n

Workers\u2019 comp<\/a> can pay for medical costs for an employee hurt on the job or suffering from a work-related illness. An injury can occur when an employee lifts heavy equipment, slips on a wet or slippery floor, or is hurt in a fire or explosion.<\/p>\n

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