This May you can protect yourself and your family by purchasing disability insurance coverage. Many people are unaware of why they would need disability coverage. Here are some alarming stats:<\/p>\n
Thirty percent of employees will face a long term disability during their careers.
\nThree in ten workers will miss three months or more as a result of an accident or illness.<\/p>\n
Frequently, employees think that they are covered for disability when they are not. For example, workers compensation covers illness and disabilities that occurred at work only. Many employees also think that Social Security is enough coverage, when it isn\u2019t. Half of all initial disability claims to the Social Security Administration are denied and the average benefit is frequently not enough to cover some household\u2019s bills.<\/p>\n