Insuring Your Business

Long summer days mean that it's time to get out and explore uncharted territory. Before embarking on your summer road trip, there are a few errands you need to tackle. Check out this list of to-dos to ensure you next excursion is an exiting success.

1. Get a Check Up

Road trips frequently involve driving to unfamiliar areas and traveling on rural roads where you may not pass another car for miles. Make sure that both your car and your self are ready for your journey.

Have the mechanic give your car a thorough examination to see if any parts, like hoses, belts, or brake pads, need to be replaced. Check your car's manual to see that your car is up-to-date on all its required maintenance, like changing the oil and replacing the tires. Inspect your spare tire to see if it is suitable for use in the event of a flat tire.

See your doctor for a physical to ensure you are healthy enough for a long journey. Sitting in one spot for a long duration, whether in a car or airplane, can make some individuals prone to developing blood clots. Your doctor can provide personal recommendations to make long trips as safe as possible.

You should also check that you have an ample supply of any prescription medications that you take. While on the road, you may not be able to find a drug store that accepts your insurance. It's best to take enough for your entire trip.

2. Review Your Auto Insurance Policy

If you get into an accident while you are on the road, you want the comfort of knowing that you have adequate insurance to cover any damage to your car or the other vehicle. Examine your coverage limits, and review your deductible to confirm that it is an affordable amount. Your road trip plans may involve hitting the road with friends; if so, ask your agent if your friends are covered by your insurance policy when driving your vehicle.

For your protection and peace of mind, you may prefer to add additional riders to your policy, such as rental car coverage and roadside assistance. Visit a website like http://www.coastcompins.com to learn more.

3. Rethink Your Mobile Plan

Call your cell phone provider to see if there are any free hot spots in the regions that you are traveling to. If you plan to use the internet a lot on your trip, you may want to upgrade your data plan so that you do not have any expensive overages. Some companies have comprehensive plans that include additional hot spots for their premium customers to use.